Send money to Croatia

What is the best HRK exchange rate today?

Send money internationally to Croatia (HRK) using the mid-market exchange rate. Check and compare the rates from the major financial providers.

The true cost of sending USD to HRK

How much does it cost to send money to Croatia?

  • International money transfers shouldn’t be expensive.
  • Make sure your provider doesn’t add hidden fees or bad exchange rates to your money transfer.
  • You should choose a provider that uses the mid-market exchange rate to convert your money.

What are the payments methods to send money to Croatia?

The available payment methods for your international transfer may vary. Most of the times these should be:

  • Debit Card.
  • Credit Card.
  • Bank Transfer.

How long does it take to send money to Croatia?

How long does an international transfer take? It mostly depends on:

  • Countries you send from and to.
  • Public holidays or weekends.
  • Payment methods.
  • Potential security checks.

Emigration and remittances to Croatia

Because of political, social and economic pressure, a lot of Croats emigrated in other European countries and in North America. According to the United Nations, around 760'000 Croats are actually living outside their country. Among them around 230'000 are in Germany, 160'000 in Serbia, 73'000 in Australia, 50'000 in Slovenia, 50'000 in Canada and the rest are in the United States and in other European countries. These migrants send money every year to their country of origin.

Also with its large coast and good weather, Croatia is a very touristic country which attracts many people each year. All those people need to be in possession of the local currency, the Croatian Kuna, when visiting.

Speaking of tourism it also means that many foreign investors do business with Croatia in this sector. And not only in this sector but also in energy, oil and gas, and education.

These three reasons make money transfers to Croatia necessary. The equivalent of 2.1 billion of US dollars were sent to Croatia in 2015, twice as much as in 2012. So what are the solutions to send money to this beautiful country?

Emergency cash transfers to Croatia

Croatia is still mainly a cash economy. If you're travelling there your credit or debit card won't be accepted everywhere. So be careful to always have local currency in your pocket. Moreover you may be in a urgent need of cash there.

In this case the best option is to use a cash service which is international such as Western Union or Moneygram. This is not the cheapest option but at least the cash can be collected almost instantly everywhere in the country. Good point. The exchange rate offered will be better than the one offered at the airport while landing in the country or in foreign exchange street offices.

Optimized bank transfers to Croatia

If you're a company with regular transactions with Croatia or someone working abroad in need to send money to your home country on a regular basis, you certainly need an optimized option. By optimized we mean the most cost-effective and convenient option. First avoid banks because they offer the worst exchange rate on the market. An international transfer to Croatia costs on average 6% of the total of the transaction using a bank while it costs around 4% with a money transfer company.

Indeed money transfer companies are not only cheaper but also more convenient. All the steps can be made online and there is a wide range of services provided. A lot exist on the market. The best way to send money to Croatia is to compare and choose the one which gives you the best rate.